Effective Date: November 7, 2025
Last Updated: November 7, 2025
1. Introduction
The Financial Literacy Institute LLC ('we,' 'our,' 'us') is committed to protecting your personal information.
This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you visit our
website, enroll in our online courses, or otherwise interact with our services. By using our website and
services, you agree to this Privacy Policy.
2. Information We Collect
We collect personal identifiers, payment information, account details, course records, communications,
and automatically collected data like IP addresses and browser types through cookies and analytics
tools.
3. How We Use Your Information
We use your information to provide educational services, process payments, communicate with you,
send updates, and comply with legal obligations.
4. How We Share Information
We do not sell your information. We share it only with service providers, for legal compliance, or in
business transfers.
5. Payment Processing
All payments are securely processed by third-party vendors compliant with PCI DSS standards.
6. Data Retention
We retain data only as long as necessary to fulfill our services or meet legal requirements.
7. Your Rights Under Texas Law
Under the Texas Data Privacy and Security Act (TDPSA), you have rights to access, correct, delete,
and opt out of data processing. Contact us at [Insert Website URL]
8. Data Security
We use encryption, access controls, and secure servers to protect your data, but no system is entirely
secure.
9. Children's Privacy
Our services are for individuals aged 13 and older. We comply with COPPA regarding children's data.
10. Marketing and Communications
You can unsubscribe from promotional emails anytime. We comply with the CAN-SPAM Act.
11. Third-Party Links
Our website may link to third-party sites. We are not responsible for their privacy practices.
12. International Data Transfers
By using our services from outside the U.S., you consent to U.S. data processing laws.
13. Changes to This Policy
We may update this Policy and post revisions with a new effective date.
14. Contact Us
Financial Literacy Institute LLC
Website: [Insert Website URL]